IUA Circular
071/23
IUA Policy Wordings Masterclass: An Introduction to Contracts of Insurance 2
with IUA Clauses Committee Expert Representatives:
Shahid Khan, Chief Product Counsel - UK & Europe, Berkshire Hathaway Specialty Insurance
Dr Caroline Bell, Head of Wordings, QBE Europe
Helen White, London Head of Contracts, Acrisure Re
Please note that this event is in-person only
Event Date: Wednesday 11 October 2023
Time: Welcome buffet Breakfast at 08.30am
Session for commence at 09.00am for approx 90 mins
Venue: Cavendish Conference Centre, One America Square, 17 Cornhill, London EC3
Subject: This IUA technical masterclass will consider the fundamental features of policy wordings and the absolute need for contract clarity.
Contact: Deborah Finch, IUA Events Manager (020 7617 4451)
This is a free event, but names and email addresses of all attendees are required for registration.
Why opt for a ‘claims made’ over ‘losses occurring’ basis of contract? What did the Insurance Act 2015 mean for warranties? How might the contra proferentem principle impact the reading of my contract in a court of law?
This IUA policy wordings masterclass will consider key introductory questions and concepts related to the fundamentals of insurance contracts, which are the cornerstone of the insurance process. This event is aimed predominantly at junior practitioners and will benefit underwriting, claims, broking and service provider representatives.
Our expert wordings practitioners will address the absolute need for contract clarity and establish why an effective insurance process is underpinned by a clear and comprehensive policy wording that meets the needs of parties to the contract and is well understood by those parties.
With reference to real wordings examples addressing key coverage concepts, attendees will have the opportunity to engage in discussion and debate and hear from insurance wordings practitioners on key considerations to ensuring contract clarity.
Our Speakers:
Shahid Khan oversees all product development in UK and Europe across multiple lines of business.
Caroline Bell leads the wordings team at QBE European Operations with overall responsibility for wordings used in the UK, EU and various other multinational locations.
Helen White has a background in Reinsurance broking and now leads the London contracts team at Acrisure Re where her focus is Reinsurance treaty.
DISCLAIMER: The market briefing presentation materials and speaker comments therein were prepared solely by the presenter(s) in their personal and professional capacity. Any materials or opinions expressed do not necessarily represent the views of the IUA and IUA does not bear any responsibility for, or liability to, any parties in respect of the accuracy, legality or overall content of the presentation or any other comments made by speakers or other attendees during the market briefing.
As a member of the CPD (Continuing Personal or Professional Development) Certification Service the IUA is committed to providing high quality training activities. Our market briefing events are certified as being suitable for CPD purposes. To obtain a self assessment form for any particular event please email
Deborah Finch. These forms will be issued after each individual event upon request.
Anti-Trust Statement: It is the clear and unequivocal policy of IUA to comply in all respects with all applicable competition or antitrust laws. Consequently, IUA Market Briefing Attendees will not participate in any practice that would have the object or effect of restricting competition, nor will IUA provide a forum to promote anti-competitive conduct. In particular, any discussion or agreement on key commercial terms, such as commercial premiums, is likely in all instances to be unlawful and must be avoided. A competition law ‘
Do’s and Don’ts’ guide is available and the IUA is happy to answer any questions on competition law that attendees may have.